Terms of Service
This is an agreement between Fortnow Consulting, LLC, the owners and operators of theOPMformula.com (the “Website”), The OPM Formula online course, consulting and coaching services (“Consulting Services”) and emails sent in connection with The OPM Formula and Consulting Services and to subscribers to the email list (collectively, including all content provided therewith, the “The OPM Formula“, the "Service", "we", “us”, “our”, “We”, “Us”, or “Our”), and you (“you” or “You”), a user of the Service. BY USING THE SERVICE, YOU ACKNOWLEDGE AND AGREE TO THESE TERMS OF SERVICE AND THE OPM FORMULA PRIVACY POLICY, WHICH IS INCORPORATED HEREIN BY REFERENCE. If you choose to not agree with any of these terms, you may not use the Service.

The OPM Formula provides its services to you subject to these Terms and Conditions. If you visit or shop at The OPM Formula or receive emails or Consulting Services from us, you accept these Terms and Conditions.

The information presented on this Website, in The OPM Formula and in emails and Consulting Services from us is for educational purposes only, and is in no way intended as legal advice or as a substitute for legal counsel. The raising of capital is regulated by federal, state and other jurisdictional securities laws. ALWAYS CONSULT AN ATTORNEY BEFORE ATTEMPTING TO RAISE ANY CAPITAL OR SEEK ANY TYPE OF FINANCING.
 
The contents of the Website (including The OPM Formula and emails and Consulting Services from us), including the text, graphics, images, and information obtained from The OPM Formula third-party content providers, sponsors, suppliers, and licensors (collectively "Providers"), and any other materials are to be used for informational purposes only.

PARENTAL OR GUARDIAN PERMISSION

You must be 18 years or older to purchase any product or service offered on or through the Website.

PRIVACY

Please review our Privacy Policy, which also governs your visit to the Website, to understand our privacy practices.

COMMUNICATIONS

When you visit the Website or fill out any online forms, you are communicating with us electronically. You consent to receive communications (including legal notices) from us electronically. We will communicate with you by email, phone, text messages, mail or by posting notices on the Website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. In addition, The OPM Formula may deliver communications (including legal notices) to you at the street address you provided. Finally, The OPM Formula may deliver communications to you by any means set forth in any other policy or notice published on the Website.

LICENSE AND SITE ACCESS

The OPM Formula grants you a limited license to access and make personal use of the Website and you may not download (other than page caching) or modify it, or any portion of it, without the express written consent of The OPM Formula. This license does not include any resale or commercial use of the Website or its contents; any collection and use of any product listings, descriptions or prices; any derivative use of the Website or its contents; or any use of data mining, robots or similar data gathering and extraction tools. The Website or any portion thereof may not be reproduced, duplicated, copied, sold, resold or otherwise exploited for any commercial purpose without the express written consent of The OPM Formula. You may not frame or utilize any framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout or form) of The OPM Formula without our express written consent. You may not use any metatags or any other hidden text utilizing The OPM Formula name or trademarks without the express written consent of The OPM Formula. Any unauthorized use terminates the permission or license granted by The OPM Formula. You are granted a limited, revocable and nonexclusive right to create a hyperlink to the home page of the Website so long as the link does not portray The OPM Formula, its affiliates or their products or services in a false, misleading, derogatory or otherwise offensive manner. You may not use any The OPM Formula logo or other proprietary graphic or trademark as part of the link without express written permission.

CONTACTING THE OPM FORMULA

You may contact us by filling out the Contact Us form on our website (please provide your first and last name and order number if applicable).

DISCLAIMERS AND LIMITATION OF LIABILITY

You expressly agree that use of the Website is at your sole risk. Neither Fortnow Consulting, LLC, nor its officers, directors, employees or Providers, warrant that the Website will be uninterrupted or error-free; nor do we or they warrant or make any representation regarding the use of the information provided on the Website or the results that may be obtained from the use of the information provided on the Website, or as to the accuracy, reliability or currency of any information, content, service or merchandise provided through the Website. The OPM Formula does not endorse, recommend or sponsor, and is not affiliated with, any individuals or entities listed or linked to on the Website unless that fact is expressly stated. The listing of any individual or entity does not constitute a legal referral of any kind. You are advised to exercise your own further informed review, judgment and evaluation in the selection of any and all legal professionals and financing information. THE WEBSITE IS PROVIDED BY THE OPM FORMULA ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE OPM FORMULA MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR INDIVIDUALS INCLUDED OR LISTED ON THE WEBSITE. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE OPM FORMULA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. UNDER NO CIRCUMSTANCES SHALL THE OPM FORMULA OR PROVIDERS BE LIABLE TO YOU OR ANY THIRD-PARTY FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS AND BUSINESS INTERRUPTION, WHETHER IN CONTRACT OR IN TORT, INCLUDING NEGLIGENCE, ARISING IN ANY WAY FROM ANY PRODUCT OR SERVICE SOLD, RECOMMENDED OR PROVIDED ON THE WEBSITE OR THE USE OF THE INFORMATION OR THE RESULTS OF THE USE OF THE INFORMATION PROVIDED ON THE WEBSITE, EVEN IF THE OPM FORMULA IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL THE OPM FORMULA’S LIABILITY EXCEED THE PRICE YOU PAID FOR A PRODUCT OR SERVICE THAT IS THE SUBJECT OF THE CLAIM. NO ORAL ADVICE OR WRITTEN INFORMATION GIVEN BY THE OPM FORMULA, PROVIDERS OR THE LIKE, SHALL CREATE A WARRANTY; NOR SHALL YOU RELY ON ANY SUCH INFORMATION OR ADVICE. Under no circumstances shall The OPM Formula or any other party involved in creating, producing, or distributing the Website be liable for any direct, indirect, incidental, special or consequential damages that result from the use of or inability to use the Website, including but not limited to the results from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from acts of God, communications failure, theft, destruction or unauthorized access to the Website's records, programs or services. You acknowledge that this paragraph shall apply to all content, merchandise and services available through the Website. In those states that do not allow the exclusion or limitation of liability for consequential or incidental damages, liability is limited to the fullest extent permitted by law.

THIRD-PARTY CONTENT

The Website contains information, data, software, photographs, graphs, videos, typefaces, graphics, audio and other material (collectively "Content"). Regarding the Content supplied by you or parties other than The OPM Formula, The OPM Formula is a product information website and not a publisher or distributor. The OPM Formula has no more editorial control over such third-party Content or websites that we link to than does a public library or newsstand. Any opinions, advice, statements, services, offers or other information that constitutes part of Content expressed or made available by third parties and not by The OPM Formula are those of the respective authors or distributors and not of The OPM Formula. Neither The OPM Formula nor any third party, including any Provider, or any user of the Website, guarantees the accuracy, completeness or usefulness of any Content, nor its merchantability or fitness for any particular purpose. In many instances, the Content available through the Website represents the opinions and judgments of the respective Provider or user not under contract with The OPM Formula. The OPM Formula neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on third-party websites we may link to. Under no circumstances shall The OPM Formula be liable for any loss, damage or harm caused by a your reliance on information obtained through the Website. It is your responsibility to evaluate the information, opinion, advice or other Content available through the Website.

LINKS TO OTHER SITES

The Website may reference or link to third-party sites throughout the World Wide Web. The OPM Formula has no control over these third-party sites or the content within them. The OPM Formula cannot and does not guarantee, represent or warrant that the content contained in these third-party sites is accurate, legal or inoffensive. The OPM Formula does not endorse the content of any third-party site, nor do we warrant that they will not contain viruses or otherwise impact your computer. The OPM Formula does not assume any responsibility or liability for the actions, product, services and content of all these and any other third parties. If you choose to click through to or use a third-party website, you should carefully review such third party's privacy statement and other terms and conditions of use. By using the Website to click on any link to a third-party site, you agree and understand that you may not make any claim against The OPM Formula for any damages or losses, whatsoever, resulting from your use of such third-party website to obtain information.

COPYRIGHTS

Copyright © Fortnow Consulting, LLC 2025. All rights reserved. All materials and contents contained in The OPM Formula (including but not limited to the text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations and software) and the Website itself, are copyrighted materials belonging exclusively to Fortnow Consulting, LLC and are protected by United States and international copyright law.

TRADEMARKS

The OPM Formula and the related logos and other marks are the exclusive property and trademarks of Fortnow Consulting, LLC, and we reserve all rights, including all rights applicable under U.S. and international trademark laws, including, without limitation Section 1125 of Title 15 of the U.S. Code (Lanham Act Section 43). All other trademarks not owned by Fortnow Consulting, LLC that appear on the Website are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Fortnow Consulting, LLC.

INDEMNITY

You agree to and do hereby indemnify, save and hold Fortnow Consulting, LLC, its members, managers, officers, employees and Providers harmless of and from any and all claims, actions, demands, liabilities, settlements, loss and damage (including reasonable attorney's fees) arising out of or connected with any claim by any one or more third parties or any act by you which is inconsistent with any of the warranties, representations and/or agreements made by you herein, and agree to reimburse us on demand for any payment made by us at any time with respect to any liability or claim to which the foregoing indemnity applies. We shall have the right at all times, in our sole discretion, to control the defense of any claim.

APPLICABLE LAW

The laws of California will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of law. You hereby irrevocably and unconditionally consent and submit to the jurisdiction of California for any litigation arising out of or relating to use of The OPM Formula, waive any objection to the laying of venue of any such litigation in the state or federal courts located in Los Angeles County, California and agree not to plead or claim that such litigation brought therein has been brought in an inconvenient forum.

MISCELLANEOUS TERMS

In any action against us arising from the use of The OPM Formula, the prevailing party shall be entitled to recover all legal expenses incurred in connection with the action, including but not limited to its costs, both taxable and non-taxable, and reasonable attorney's fees. The OPM Formula reserves the right to make changes to the Website, these policies, and these Terms and Conditions at any time, effective immediately upon the posting on the Website. Please check these Terms and Conditions periodically. In addition, these Terms and Conditions may be modified only by our posting of changes to these Terms and Conditions on the Website. Each time you access this Website, you will be deemed to have accepted any such changes. If any of these terms and conditions shall be deemed invalid, void or for any reason unenforceable, that term or condition shall be deemed severable and shall not affect the validity and enforceability of any remaining terms and conditions. These Terms and Conditions are the entire agreement between you and us relating to the subject matter herein. We may assign our rights and obligations under these Terms and Conditions. These Terms and Conditions will inure to the benefit of our successors, assigns and licensees. The failure of either party to insist upon or enforce the strict performance of the other party with respect to any provision of these Terms and Conditions, or to exercise any right under the Terms and Conditions, will not be construed as a waiver or relinquishment to any extent of such party's right to assert or rely upon any such provision or right in that or any other instance; rather, the same will be and remain in full force and effect.

UNSOLICITED IDEA SUBMISSION POLICY

The OPM Formula does not accept or consider unsolicited ideas, including ideas for new advertising campaigns, new promotions, new or improved products or technologies, product enhancements, processes, materials, marketing plans or new product names. Please do not send any original creative artwork, suggestions or other works. The sole purpose of this policy is to avoid potential misunderstandings or disputes when The OPM Formula's products or marketing strategies might seem similar to ideas submitted to The OPM Formula. So, please do not send your unsolicited ideas to The OPM Formula. If, despite our request that you not send us your ideas, you still send them, then regardless of what your letter, fax, phone call, or e-mail says, the following terms shall apply to your idea submission. You agree that: (1) your ideas will automatically become the property of The OPM Formula, without compensation to you, and (2) The OPM Formula can use the ideas for any purpose and in any manner, and even give them to others.

PRODUCT AND/OR SERVICE FEEDBACK

The OPM Formula does, however, welcome your feedback regarding many areas of The OPM Formula's existing business. If you want to send us your feedback, and we hope you do, we simply request that you fill out the form on the Contact Us page. It's just one more way that The OPM Formula can learn how to best satisfy your needs. Any feedback you provide shall be deemed to be non-confidential. The OPM Formula shall be free to use such information on an unrestricted basis.

CONSULTING SERVICES

We shall determine the manner in which Consulting Services will be carried out. You hereby accept that the time schedule allocated for the performance of Consulting Services may be subject to change. Any costs arising from or related to any change of circumstances under which the Consulting Services are to be performed, shall be fully borne by you.

You shall at all times duly make available to us all information and documents that we deem necessary to be able to carry out the Consulting Services correctly, in the specified form and manner. Also, you shall provide all cooperation required for the proper and timely performance of the Consulting Services. You shall duly inform us of any facts and circumstances that may be relevant in connection with the performance of the Consulting Services. You hereby guarantee the correctness, completeness and reliability of any information provided to us. Any extra costs arising from or related to any delays in the completion of the Consulting Services stemming from your failure to duly make available to us the requested information and documentation, shall be fully borne by you.

We shall not be liable if the Consulting Services provided or the results generated by it are not absolutely correct, nor do we warrant, either expressed or implied, that the performance of the Consulting Services will not infringe upon intellectual property rights of any third party. We shall not be responsible for any loss, destruction or damage of whatsoever nature incurred by you, your employees or third parties, resulting from the use of the results of the Consulting Services.

Either you or us may at any time may terminate the Consulting Services. If you terminate the Consulting Services, you may be responsible for any additional costs incurred by us as a result of such early termination. If we terminate the Consulting Services without cause, and specific paid-for services have not been performed by us, you shall be entitled to a pro-rata refund of fees paid for such unperformed services.

REFUND POLICY

We offer a "First Investor in 4 Months" money back guarantee on The OPM Formula online course subject to the following terms and conditions. If you (a) do not get an investor for your business or idea within four months of purchase of The OPM Formula, (b) objectively believe that your business or idea is worthy of investment, and (c) you have completed every task in The OPM Formula Course Workbook and the First Investor in 4 Months Challenge Action Plan, then we will return to you the amount you paid for The OPM Formula online course. For purposes of this paragraph, "investor" shall include any person who provided any amount of funds to you or your business, regardless of whether any formal investment documents were executed and regardless of whether such person is or was a friend or family member. To obtain a refund, email support@theopmformula.com within 30 days after four months from your purchase of The OPM Formula online course. In the email you must specifically request a refund and include evidence of your compliance with the terms and conditions of this paragraph.

All sales are final on Consulting Services. There are no refunds for Consulting Services or other services purchased on or through the Website or otherwise, except for the specific instance described in the prior section regarding Consulting Services.
© 2025 Fortnow Consulting, LLC